Frequently Asked Questions

Can EZ Loan Auto Sales really get me financed when others can't?
Yes - We are the bank and can get you into a vehicle when everyone else says no. Because we are self funded, we can make on the spot decisions as to a person's credit worthiness. So, if others say no because of bad credit or no credit, EZ Loan can help.

How do I get started?
Just hit Apply Now to fill out our application online, contact one of our Loan Specialists today at (716) 961-0480, or come by one of our locations in person.

Does EZ Loan Auto Sales warranty its vehicles?
Yes - Every vehicle financed with us includes our 24 mo/24,000 mi limited warranty. Contact a Loan Specialist for complete details.

Does my loan help repair or establish my credit?
Yes - Our program helps re-establish your credit by getting you into dependable transportation at affordable prices and EZ Loan reports your good credit to all three major credit reporting agencies, one of the only Buy-Here, Pay-Here dealers in the area to do so!

How soon can I get a vehicle?
We do our best to fully recondition each vehicle prior to delivering to our customers. For this reason, most deliveries are made within 3 days of purchase.

How many months can I get to pay the loan back?
Depending on the vehicle price and amount of the down-payment, loans can range from 12-36 months in length.