Bad Credit Car Loans

E-Z Loan Auto Sales can get you approved for a loan despite your credit

How To Get A Car Loan With Bad Credit

We've helped thousands just like you get approved.

Quality Vehicles

Apply Online

Answer a few basic questions and we'll present you with your best car loan options

Flexible Finance

Get Approved

Check your loan quickly and easily with no commitments


Start Shopping

You can shop our entire inventory online and reach out when you're ready to make a purchase.

Buy Here Pay Here Car Loans in Western NY

E-Z Loans Auto Sales maintains an exclusive partnership with Buffalo Auto Acceptance Corp. (BAAC), a licensed sales finance company that allows us to make on the spot financing decisions. Our process is very easy and if you have income, we work hard to get you in the perfect vehicle to drive away that same day. Each loan is individually tailored to your situation and budget to make sure we put you on the road to repairing your credit.

How To Get A Car Loan With Bad Credit

E-Z Loan Auto Sales is dedicated to earning your business by removing every obstacle between you and that car you've been wanting. Since opening our doors in 2001, we’ve helped tens of thousands of customers get approved and rebuild their credit with our Accelerated Approval Program. Our flexible approach and in-house financing options allow us to serve the needs of almost every driver, even if you're facing credit issues. Get started quickly by filling out our easy online application.