What Is A Buy Here
Pay Here Dealership?

Credit Building

Every on-time payment made toward the car loan is a positive mark for your credit score


Our customers are offered affordable, low down payments to finance a new vehicle.


Our mission is to help consumers who might not be qualified to lend elsewhere.

Get Auto Loan From The People You Trust

Put simply, at buy here pay here dealerships like EZ Loan Auto Sales, you'll never have to worry about financing preventing you from getting the car you want. We offer flexible automotive financing options so that everyone can find the perfect car that fits their life and their budget; including those with bad credit or no credit. We understand the concerns of those who have been prevented from buying a car by outside lenders in the past and we can overcome those obstacles. Since 2001, we have gotten thousands approved and on the road and we will do the same for you.

What Is Buy Here
Pay Here?

Buy Here, Pay Here dealerships are exactly what they sound like. You can find a vehicle, get financing, and pay for the vehicle all at one convenient location. That makes the car buying process a whole lot easier for everyone because you have one trusted source to handle every step. Buy here, pay here dealerships like EZ Loan Auto Sales are an especially popular choice for consumers buying a car with bad credit.

Outside lenders often decline prospective buyers with bad credit, but a buy here, pay here dealership like EZ Loan Auto Sales can be more flexible and approve buyers for in-house financing. Apply today to get approved!

How Does Buy Here Pay Here Work?

Buy here, pay here dealerships extend in-house financing to buyers who purchase a vehicle from the dealership. Then, buyers can make affordable monthly car payments to the dealership. E-Z Loans Auto Sales maintains an exclusive partnership with Buffalo Auto Acceptance Corp. (BAAC), a licensed sales finance company that allows us to make on-the-spot financing decisions. Our process is very easy and if you have income, we work hard to get you in the perfect vehicle to drive away that same day. Each loan is individually tailored to your situation and budget to make sure we put you on the road to repairing your credit.

Once a driver has been approved for a car loan they can choose from among lots of different vehicles at the dealership and know exactly what their payment will be. The bottom line is that buy here, pay here dealerships work with drivers to secure financing and put them in the driver seat of the vehicle they want to drive.

Buy Here Pay Here FAQs

Some people may believe that working with a buy here pay here dealership may lower your credit score. EZ Loan Auto Sales financing has the opposite effect! Payments are reported to all 3 credit bureaus, Equifax, Experian & Transunion! Credit-challenged borrowers may really start their journey toward credit restoration when they agree to an auto loan through EZ Loan. Consumers with no credit history may also be given the chance to establish credit from scratch through this approach. Every timely payment made toward the car loan is good for your credit score as long as the buy here pay here dealership is reputable and discloses monthly payments to the credit agencies. In conclusion, getting an auto loan from a "buy here pay here" dealership can help you build credit!