E-Z Loan Auto Sales

Trusted Buy Here Pay Here Dealerships
in Buffalo, Lockport & Niagara Falls, NY

Blue Modern Medical Facebook Fundraiser Cover Photo

Shop Vehicles

Find the perfect car for your budget.

View Inventory

Financing

Take advantage of our Accelerated Approval Program.

Get Approved

Vehicle Trade-In

Get an estimated value for your vehicle.

Value Trade-In
Scroll for more
Clear All
Year/Mileage
Type
Make/Model
Price
Color
Features
Sort by
Relevance
Lowest Price
Newest
Make (A-Z)
Model (A-Z)
Lowest Mileage
Location
Sort by
Relevance
Lowest Price
Newest
Make (A-Z)
Model (A-Z)
Lowest Mileage
Apply
Year
Mileage
Make
Model
Price
Not sure what your budget is?
We are here to help you find a vehicle that fits your monthly budget. Use our payment calculator to find out what your price range is and plan ahead for your car payment.
Top Features
More Options
Highway MPG
Fuel Type
Cylinders
Driveline
Transmission
Location
Apply
Easy value for your trade-in.

Oldest NEW Vehicles on Lot

Vehicle Favorited
See All
Link copied to clipboard
Sorry to see you go...

Unsubscribing means that you won't be receiving any more promotional material from us. If you need anything from us, we are ready to serve you.

Welcome to

E-Z Loan Auto Sales

Financing a vehicle purchase can be a frustrating experience for drivers with bad credit or no credit. We’re E-Z Loan Auto Sales, a group of used car dealerships in Western New York that believe in looking past your credit score and working together on a personal level. Since opening our doors in 2001, we’ve helped tens of thousands of customers get approved and rebuild their credit with our Accelerated Approval Program. Here’s how it works: apply online, set an appointment, and then choose your car and drive away. So don’t let another dealership waste your time with empty promises. Apply now and we’ll make the whole process as E-Z as 1-2-3!

4.6 Google Rating

Buffalo

Yani Mami
Yani Mami
4 months ago
Was a pretty fast process. Joe got me into the car that I wanted and made sure that everything was set for me. I appreciate ez loan. And they also help build your credit by reporting on time payments to the credit bureaus. So it’s a win win
Jetaun Wilson
Jetaun Wilson
3 months ago
Great customer service the guy who help me get my car Ty was great. Helped me all the way through the process. He had the most patience ever I would recommend EZ Loan auto to anyone.
Jessica R. Pattison (Jessica)
Jessica R. Pattison (Jessica)
a month ago
Joe was awesome with helping me find a vehicle that i LOVE. Dependable, reliable, and looks/drives like its brand new! My credit is not great but that did not matter so I was able to drive away with a Nice vehicle. The process was quick and now I dont have to spend $40+ on uber daily!
Kia Watson
Kia Watson
3 weeks ago
They really helped me get the car I wanted with no hassle. I’ve had my car now over a month and it runs great with no problems. I definitely recommend going here if you have no credit or low credit because they go by your income.
NEXT LEVEL
NEXT LEVEL
3 months ago
Mason was great and made the experience as EZ as the name. I would definitely recommend this place for anyone looking for a nice vehicle to pay off in a few years. They have a great selection and the process is so smooth. Thanks again! Zoom Zoom !

Lockport

Kelly Hanlon
Kelly Hanlon
3 months ago
This is my second vehicle purchased here. This time was to replace vehicle after an accident. Lucas was personable, helpful and very knowledgeable about the process and vehicles. He made a stressful situation so much easier to handle! Im grateful and love my jeep!!Thank you!
Alexis Davis
Alexis Davis
2 months ago
To whom ever reads this, E-Z auto loan took care of my car needs and wants. Especially shout out to Lucas at the Lockport location . He was so patient and very kind in the process to find the right car for me. Go to E-Z loan or better yet, go to Lucas ! He will get you right! Thank you once again!!
Secret Mystery Music Producer
Secret Mystery Music Producer
2 months ago
Excellent service fast service Lucas was a excellent excellent salesman I highly recommend this place I bought all my cars from here A+++++service around the van drives excellent smooth all around great experience all the time :⁠-⁠)
Paula Kingdollar
Paula Kingdollar
5 months ago
Lucas was very good at his job made my car buying simple and would go back in a new york minute. I totally love my new car,thank you EZLoans lpkt and Jennifer at the buffalo location, please if your looking for a new car go here and enjoy the welcome you get through the car buying experience.

Niagara Falls

Aspen King
Aspen King
3 months ago
We went in with an idea of what we wanted, we had pre-approval, and our sales man was Mason. Great interaction. Very friendly and honest, great people person. We test drive two cars. And went with the first. He explained everything and was extremely accommodating. Highly recommend Mason for any of your car-purchasing needs. If you go ask for Mason, and tell him H.Hampton sent you! Thank you Mason!!
Nadine Isa
Nadine Isa
2 weeks ago
They were amazing mason helped me with everything had me in a beautiful car I’m very happy
Marissa McCabe
Marissa McCabe
in the last week
I had such an amazing experience here. Mason was beyond helpful and the process of purchasing my vehicle was smooth and easy!!
Kristina Froman
Kristina Froman
3 months ago
Everyone at EZ loan was very friendly they made us feel very comfortable. They made sure everything was taken care of and got me into the vehicle that I wanted. I love love them... I am so happy that I choice EZ loan auto sales... the sales rep Mason made everything happen and he was also very easy to take to.
Thomas Thomas
Thomas Thomas
2 months ago
They are wonderful. Not pushy. Well informed. Their personal customer service makes all the difference. I would recommend them to anyone. My family is truly grateful for their help in getting us on the road.

The Best Used Car Dealers Across Western NY

E-Z Loan Auto Sales offers a tremendous selection of used cars, trucks, and SUVs for sale. Our customers have the opportunity to browse the combined inventory of our three used car dealerships in Buffalo, Lockport, and Niagara Falls. Each goes through an extensive reconditioning process and comes with a 24-month / 24000-mile limited warranty at no additional cost. No matter which vehicle you choose, our Accelerated Approval Program will make financing your purchase as E-Z as 1-2-3.

Flexible Buy Here
Pay Here Financing

Customers are amazed at how quickly and easily they can finance their purchases from E-Z Loan Auto Sales. Our exclusive partnership with Buffalo Auto Acceptance Corp. (BAAC) allows us to make on-the-spot decisions. Our Accelerated Approval Program empowers customers to avoid lengthy delays at the dealership by filling out an online application in advance. Apply now to get pre-approved and on the road behind the wheel of your next vehicle.

Buy With Confidence!

Each and every vehicle we sell goes through an extensive reconditioning process & also includes a 24-month/24,000-mile limited warranty administered by Service Drive, Inc at no additional cost to you. Our exclusive service partner also offers a free diagnosis of your vehicle concerns and will meet all your vehicle maintenance needs with affordable menu-priced maintenance items and discounted retail labor rates.

Choose Your Nearest Location

Buffalo

2227 Elmwood Ave. Buffalo, NY 14216                           

Get Directions

Lockport

6145 S. Transit Rd. Lockport, NY 14094                          

Get Directions

Niagara Falls

9635 Niagara Falls Blvd. Niagara Falls, NY 14304          

Get Directions

Search For Your Next Vehicle